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What are your retirement needs?

When you talk with traditional financial planners, this will almost always be the very first question out of their mouths.
It seems like a fair question.

But is it really the right question?

I don’t think it is. In fact, the question itself raises a number of other questions we […]

By |2017-07-05T19:31:11+00:00June 15th, 2017|Blog, Designed To Fail|

Uncle Sam is feeling the squeeze

Uncle Sam is feeling the squeeze.
The most recent U.S. Treasury Department monthly statement revealed a troubling trend.

Revenue is falling.

In the report for the period ending Feb. 28, total federal revenues came in at  $3.275 trillion. This was 1.1 percent lower than the $3.31 trillion reported for the same period one year ago. It […]

By |2017-07-05T19:31:36+00:00April 18th, 2017|Blog|

Fed Rate Increase and Shaky Economy

The Federal Reserve pulled the trigger on another interest rate hike on March 15, despite economic data that suggests rather strange timing.
The fed bumped the benchmark rate .25 points to a range between .75 and 1 percent. It was just the third boost in the rate since the 2008 crash.

The Fed has held the rate […]

By |2017-07-06T19:33:44+00:00April 10th, 2017|Blog|

What Does Liability Insurance Cover?

Liability insurance covers other people involved if you are found at fault in an accident. It helps pay the costs if you damage somebody else’s property, or cause them injury.
Liability insurance is usually divided into two components.

By |2017-07-05T19:32:06+00:00April 4th, 2017|Blog|

Have You Heard of Universal Life Insurance?

You’ve probably heard of whole life and term life insurance. But what about universal life?
Universal life insurance is a variation of “permanent life insurance,” meaning that it doesn’t expire. The policy remains in force as long as you continue to pay the premium. […]

By |2017-07-05T19:32:11+00:00April 3rd, 2017|Blog|